Friday, March 09, 2007

Disparity


Hey,


Check the image .. it actually represents the divide between the people living in the metroplis like delhi and a village in Orissa
From a optimistic view point .. it can be called best of both worlds

Sunday, March 04, 2007

budgeted exams

Two things captured the limelight in delhi and kept the delhities on there toes. The General Budget for the year 2007-08 and the Board Exam fever. While the former was a disappointment in the financial corridors of most of the industries, the second was a sleep stealer for kids and there parents in there board exams.
Budget : for me the only thing good (which can be understood by my limited knowledge) is the 10k hike in the Standard deduction slab which means I will be saving 3k in taxes. Apart from that, there isn't much to cheer about in the budget. It has been not a popular budget with finance minister ending the tax holidays for IT and ITeS companies. Though there has been a good signal for Hotel owners. A tax holiday has been started for hoteliers to increase the public contribution in Hotels. This has been done keeping in mind the 2010 commonwealth games which will be seeing a major shortage in the availability of hotels and rooms. Another good thing in the budget was that there hass been some consideration for senior citizens and new scheme called reverse mortgage will be institutioanlized by the banks. Though the finer details were not given by the FM but broadly speaking this has been a good step to assist people who do not have any other source of income for survival.

Board Exams : THese two words still play a havoc on me. I start making mistkes while typing . But again this is part of life. There is no escape. Kids have to face it and they should actually to get the feel of the outside world. The Board provide a platform for the kids from different school to stand on a common platform. It is an oppurtunity to get the feel of the competition that they will be witnessing for the rest of there lives. But pressuring them to perform better or judging them by just there board exams score is not fair. What our school system teaches is hardly used in real life. How often do we sit and solve conical section problems in office or how often do we use the newton's law to write a piece code. Never. But we still tell them to study. Some points of exception are subjects like Biology where we come to know more about our bodies, accounts where we learn how to judge a company's performance or languages which are essential for all kind of activities. But again how we teach them defines what they will learn from it. If we teach the language just as a subject, they will by heart it and then forget it. But if the same subject is taught in relation to the industry so that the students can correlate it with them or there parents it will be easier for them to comprehend. Neways lot hs been said by more learned people before me and there is no point on putting it here. What lies now is for Board exams
1. Just be your selves. Imagine you are taking your school annual exams sitting somewhere else. That is it.
2. Relax 5 mins before the exam. I know some will like to see through some of the pages before entering the exam hall but that is primarily because you are excited. Try to calm your self down. Think of a comic scene that happened in your class and laugh your way out.
3. Have faith in you as your teachers,your parents and your God has the same in you. They trust in your capabilities and competencies.
4. Do not think how others are doing there exams. The need of the hour is to answer the questions to the best of your knowledge and concentrate on that. How they did you will come to know in sometime.

All the best for the exams and for our FM : "Get well soon Mamu"

Saturday, February 24, 2007

Weekly Edition

Hey,

This is saturday and I am still in office. Work load has been ascending for last 2-3 weeks but it was kind of enjoyable. I was liking the work with all the little things I am learning here and there. It has been so far a pleasure experience(leaving aside couple of incidences). That is it from my side.

Sensex has been fluctuating though out this week and so was the mercury in my office. But coming week should be more comfortable and cooler. By the way it is a saving time again. If you haven't done your investments, you don't have much of time left .The same is true with me. I don't know but everytime everywhere I find myself in direct competition with time and deadlines. It must have been an art which I have developed over all these years. No matter how much time I have to spare, I will always go down to the last hour,last minute & last second to complete my task.

Happened to see one of the demo videos launched by Apple for its new iPhone. It is truly amazing how they can catch the nerve of what people will like and revolutionise the market. Though others follow, but being first has its own sweetness.

I happen to come across a survey conducted by some Govt org. in India. The survey was to find out how much secure(financially) people in India are. The timeline for financial security was set at 1 year. The survey asked people what if there current source of income stops. Will they be able to survive with there current lifestyle for one complete year? Have they planned there investments to handle such a situation? Are there pockets deep enough to fund them for one year? The results they produced were startling. The survey was conducted in Rural and Urban india simultaneously and it was found that almost 70% people(not sure abt the exactness of this number but was definetly in this range) were not equipped to deal with any such situation. They were going on in life with the core accountancy assumption of Going concern . But the truth is life is not fair and unpredictable. It is better to plan for such circumstances now rather than repent at a later stage. What it also means that you should invest in such a way that even if stock market dips, you have other sources of income which can help you survive. How , I am myself not aware of but I am indeed looking for the answers to it. But one thing is sure, the mantra for tomorrow is not investment but it is diversification rather divestment of risk.
Such an approach may not give you very high returns but if done smartly, you should be able to reap handsome returns and that too with low risk

chalo

Sunday, February 11, 2007

Globalisation - A Thought

Every business has been instituted with the idea of earning profit. Once started , the business gets rolling, next objective is to earn more & more profit. But after sometime the business starts hitting saturation point and the Profit no longer grows. This is the time when company start looking for new products or new markets for there business to grow. The company decides to setup new its manufacturing plant in a foreign land and this is what sow the seeds of Globalization. Globalization is a phenomenon. It can be defined as the functioning of a business or any part of it in more than one environments which are different from each other either politically or economically or socially or geographically. In lay man terms it is existence of business or its part in a country which is not the native country of the business. Setting up business across the political boundaries of a country is also called globalization. When globalization began, it was more to do with trading items produced in the native country to other countries which didn’t had the resources to produce them or were not as skilled as others. Thus, the products started crossing boundaries and reaching people which were far far away from the place of there production. Trading rather Exporting of products got the boost with the progress in the transportation technique by human. Automobile Engines enhanced the speed of human traveling across land masses and thus increased the extent of globalization. Industrial Revolution helped in the mass production of high quality finished goods which were more durable than hand made goods and had a longer life too. This was a brief history of Globalization uptil 1960s and 1970s.
During the cold war era, the world got divided into two camps. The socialists and the capitalists. Each Camp was willing to give special economic and monetary benefits to the countries that were willing to join them. Things like import/export subsidies, economic sanctions, political & military support were the two tools which were employed by the two camps to attract neutral countries towards them.

Impact of Globalizations on Businesses :

Globalizations in today’s world has a slightly different meaning. Globalizations today means unifying the entire world(or at least where ever it is possible) and identifying it as a single economic zone where you can trade. Companies no longer think in terms of political boundaries. All they adhere to are economic boundaries and borders. Infact the economic borders across the world are getting permeable and corporate are trying to use political channels to make it legal. Globalizing the world economy is what Globalization means today. In a conservative terms, spreading the globalization beyond the continents and oceans so that companies can over sell there product. This definition may not appeal to those who are pro-globalization but it is true. In the core, it is a means of selling the same product to a new market which are so far untouched and have a huge potential for there growth. Globalization from a service sector perspective is primarily reasoned for the fact that localizing all your skills/assets to a single geographic/economic/political area is a huge risk that too when the same work can be done at another area and that too at a lower rate. This is analogous to the reason why outsourcing increased so rapidly in the West. But no matter anyone says, the rule of the thumb in today’s dynamics is “Globalize or extinct” . You can survive without globalization but not for long .

Positive Impact of Globalization on Business

The following are the advantages that globalization has given to business and business houses:

1) Virgin Markets: The most important advantage that globalization offered to businesses was it introduced them to new markets. Markets which were virgin . Markets which were not as mature as there native markets and thus provided them with ample amount of time and experience to establish them in these markets. As the market were not mature, there wasn’t the need to introduce the latest of there products here. For ex., when Indian economy opened, several car manufacturers came in to establish there plants in India. But they didn’t introduced there latest models at the same time. They first introduced there older models in the market to get the feel of the market and at the same time establish them here rather make the consumers accustomed to them.

2) Diversification of Risk: The companies found in globalization a blessing in disguise. They were able to open up new offices/installations/plants in area which had a strategic significance in terms of geographic location, availability of skilled labour , lower interest rates, socio-economic-politico condition prevailing, cost of establishment thereby spreading there risk. Now a labour disturbance in a plant can be capitalized by production in another plant in a different part of the world.

3) Exorbitant Growth: Globalization helped companies to launch same product in different markets simultaneously. What it means is that now companies can now expect to get higher returns in shorter span of time that it used to be earlier.

4)Temporary economic prosperity : For some sections of under developed and developing countries.

Negative Impact of globalization on business

There have a been a few negativities associated with the globalization as well.

1) Layoffs : Globalization exposed companies to cheaper markets and also to places where the same work can be done at quarter of the price or even less. This resulted in the people getting removed from there jobs and there jobs coming out there country. It also resulted in moving out of intellectual wealth of a country outside its political boundaries. There has also been an increase in the gap between the rich and the poor. Though globalization has helped middle class to fill up the gap between the rich and the poor, the disparity may result in social unrest in days to come. It will not be surprising if some of the developed nations witness a social backlash due to the economic conditions created due to outsourcing.

2) Corruption: Companies are trying to find the shortcuts to enter into new markets and are ready to bribe any official that can help them do so. The motive, reduce the lead time and get the early bird advantage for entering into a new market. Also, the divide between the Have’s and the Have Not’s is diminishing. Society is moving towards a lavish and luxurious lifestyle. People want to get more money so that it can be spend on these items and hence are looking for faster ways to getting rich.

3) Monopolizing the market: With the consolidation of markets, you can find same brand of products across the globe. Ex. Ariel washing detergent can be bought at any store from Europe to America to Asia to Australia to Africa. This results in monopoly being established by one or two players. With time, these players eat up smaller challenges and become the only source of product which is a dangerous situation to get into.

Monday, February 05, 2007

An amazing experience of Life

Today was one of the most enthralling experience in life. For some time I was not feeling anything. I was holding a piece of paper in my hand and reading it over and over to figure out head and tail of it. After 5 minutes of silence, I realised I am so unprepared for it. Those 5 minutes were when I realised always prepare as it is your last chance of life. I was reading that piece of paper as if it was my destiny and I was submitting myself to it. There was no choice. Everything written on it was appearing hebrew to me. I could not comprehend any word. What is it? This can't be true I said to myself. How can everything become so new and fresh? I thought for a min and decided I will not tolerate this. I made a move. But was not allowed to escape. I was told to face my destiny. That time I realized life had not left any alternative for me and I had to face it. I did . Gathered all my strength, my knowledge, my ego , my self respect and made it : "If destiny had written that I had to go down, I will but not without a fight". I divided the challenge into part, and started attacking each of them individually. Answered each part to the best of me that I was equipped for at that time and with sanity. I started my fight for my lost self respect. Esteemed is said that is something which can make even the deads come back and so came it out to be true. I didn't won but I can atleast claim that I fought dignified way.

That is it.

PS: this is not a fight or debate. I appeared for exams and this was a first hand experience

Saturday, December 30, 2006

AIIMS

Hey,

I was unfortunate today to make a visit to AIIMS OPD dept. and that too without any references. I am writing what I witnessed and experienced there in 3 hours of my stay there.
To begin with AIIMS is the top research institute in India for Medicine and pampers the best brains that can be found in India to specialise them in advanced medicinal therapies.
The campus itself is built on a huge area and has speciality dept for various kinds of human treatments.The campus also has hostels/mess/lecture hall along with wards & admin blocks. To begin with, being a huge campus, vehicles are allowed inside the campus. But there are no proper indication as to where vehicles should be parked. Moreover, the gurads which are there on the duty do not give directions for parking of vehicle. On top of it,I frequently heard people honking inside the premises and even saw a case where a biker rashly entered wrong side, pressing the horn to its peek just to get past a walking old man.
After parking my car, once you get down, you will not find any direction map of AIIMS pasted or drawn on any road side. You are left on your own to locate where you want to go and reach there. This adds to the chaos and pain of people already suffering in some way.
Going further, OPD requires that you get a form filled and depsited which will result in creating a Medical card for the patient. This card needs to be submitted to the concerned doctor who would be attending the case(which means patient in layman's term). Again for all this, I was left to the goodself of the people/guards/staff to find various alternatives to get my card ready. Once with the card, the person is send this card to the doctor attending your case. Again it is a chance game. The doctor may or may not come on that day or he may be late. If it is your lucky day, he will be in but will be accompanied by 2-4 patients which came along with him when he came in the morning.(These may be known people of doctors/staff/minister/govt official . This has further added to the bureacracy of the institute and for places of new research like AIIMS, bureacracy is AIDS ..a silent killer -> sure death due to a very common disease and no cure ).
Once your card is inside on the doc's desk, you are at the mercy of doctor. Things like sequential number , order of submitting of card or seriousness of patient in observation are all trivial and ancient forms of organising. The brainy docs have there own algorithms to shortlist people before calling them for diagnosis and treatment. To me(being a computer prof) it can be described as random and probably to one who has been visiting these places more often, it may be termed as biased.

For me, i had submitted the form at around 8:25 AM and was probably 3-4 th person to submit the form and my name was not called till 10:20 AM (that too after people who submitted there cards after me were called and treated ). This was when I decided that I will not tolerating it any further and decided to move out. In retrospection, I feel that I should have rather talked to the great brain sitting inside ,trying to get some information as to how the thing works and what is the order on which the patients name are called.

I sincerely hope that no one need to go to places like these which are meant to be center of public services but are actually centered against serving public.

One thing I also witnessed here was
"Democracy is something where in everyone feels that he is the king without actually giving the throne to anyone"

this may be my last note in 2006
Wish you Happy and Prosperous New Year

Njoy maadi

Sunday, December 17, 2006

Two weddings and a class re-union

This weeekend happened to be an eventful chapter of life. Two of my college class mates got knotted with there better halfs and today(saturday) was the day of there wedding reception. In morning , there was the first official ceremony of my bhanji in a gurudwara where in her Naming alphabet was pronounced. It is 'N' so if u have any suggestion for her name , do send it to me. She is definetly not an easy nut to crack. She kept herself sleeping for the major part of the ceremony and when we were nearing the time to return from the gurudwara, princess woke up and gave everyone the look they were waiting for. The kids are the king of there worlds and you simply can't force them your way.
The wedding reception turned out more like a venue for a college get together. It was nice sitting for so long with nothing running in the back of our minds.Ah i forgot to mention, both the guys who got married found there companions in there original loves which happened to be in there lives before this day finally arrived. Pray that both the couples have a happy and joyous life ahead.
tomorrow and the week ahead are kind of critical for me (more to do with office work) and I hope I am able to achieve what is expected from me

cio

Friday, October 06, 2006

McKinsey Way - A critique

Hey,

this is the first time I am writing a critique on any book .Infact I was asked to write this otherwise i would ne'er have written this

The author’s main emphasis in the book has been to showcase the techniques that are currently being used by McKinsey. The book does not give any insight into either the early days of McKinsey or the processes evolution used by McKinsey. As this book revolves around ‘The Firm’ , its experiences and practices , the critique sometimes touch the practices and approach of ‘The Firm’.


1) The author’s approach on most of the section has been of the type Touch and Go. The author has tried to cover the complete cycle of project starting from before the meetings with the client start to interviews with the client, understanding the problem and formulating and selling the solution to the client all packed in the small book. As a result, at more than one place, the reader is kept high and dry and is longing for more.For example, the book describes about the presentation with the clients but does not mentions as to how tp present or what should be kept in mid when presenting to client. Another ex. of this is “FIND THE KEY DRIVERS”. The section tells the user to look for the factors that affect business but do not hint on what can they be or how to identify them.

2) The Author contradicts itself at more than one place. For ex., at one place it asks users to “trust facts” and “not to hide/avoid facts”. At the same time, in some other section, the author is found preaching “Present a solution acceptable/implementable to the client” which indirectly means to overlook facts discovered and suggest something flexible to the client. This nullify the complete strategy chalked out by the McKinsey for approaching a problem. As per the author, McKinsey approach is Fact based ,Rigidly structured and Hypothesis Driven. But if the solution derived from this is not acceptable to the client then this approach , is of no good to the consultants.
Another citation of the contradictory view point are the sections “MAKE SURE YOUR SOLUTION FITS YOUR CLIENT” & “DON’T MAKE THE FACTS FIT YOUR SOLUTION” . Still another example would be sections “JUST SAY, “I DON’T KNOW”” & “DON’T ACCEPT “I HAVE NO IDEA”” . While the former section tells to accept the fact that you do not know things, the latter tells you to contradict this and live with the assumption “You know it”.

3) The book tells the reader to make there Boss Look good in front of the client. But this is not a good approach. This is fine as long as it dwells with the fact that you are executing your responsibilities as per or above the expectations. But if this means to use flattery to bring you in his good books, then it is a debatable topic. No firm will ever pronounce such things in its hierarchy let alone ‘The Firm’.

4) The book tells that the firm relies on its previous experiences for its current study but in this dynamic environment where each day is a new challenge,we should not be relying too much on such studies. Also, even though there are similarities in the different businesses no two businesses are identical(even if they are in the same domain) and hence using the research/study from another client for current project can be disastrous. The consultant has to be really careful in using the knowledge from the older projects and should not blindly rely on the facts gathered earlier. For ex., if the export of a company is $50 million and the company wants to double it and older studies tells to increase the marketing effort for the company. But there can be a govt. ruling that exports in a particular industry could not be more than $60 million to avoid shortage in the home country.

5) The idea of initial hypothesis (IH) seems to be a vague approach to me. Until you have atleast one meeting with the client, we should not set anything on our mind. The consultant should perform the first visit with an open mind and should record everything like a detective. He should be recording even the body movements and way of handling queries of all the people present in the meeting. I do agree that before we go for the first meeting, the consultant should get himself accustomed to the terminologies of that domain but making an initial impression of the problem may result in overlooking of some basic/obvious things which can lead to a wrong solution. Also incase IH is wrong, then the entire effort put in setting up the IH goes in vain and the only gain I can think of is that we know one option which is not correct.

6) There is another thing that I noticed in the course of reading this book. At more than one place, the author is referring to imaginary people as if they are females. The better way to refer to such people is to refer them as things or in case you want to save yourself from any controversy we can use both pronouns for both the genders(like he/she) to refer to them.

Thursday, October 05, 2006

India : Topping towards Education and corruption

There is some bad news and not so good news for India. On one side, IIT have been ranked at 57 in the league of top varsities of the world (the sole entry from the Indian SubContinent). The list is topped by Harvard University followed by Cambridge and Oxford.This is a consolation for IITs as they have been longing to see there names in this league for a long time now and to my knowledge they actually deserve it. But it is a sad thing that in the list of top 200 universities, only IITs could find a place there. No other university got shortlisted.But atleast the signs are positive. It can be termed as start for the Indian Education Institutes recognition in global arena.
Complete Story

On the other side , India topped in the corruption ranking in the survey conducted by Transparency International on Global Payer Bribe Index. The survey takes into account the extent of bribing done abroad by the exporters. India with the BPI(bribery payers Index) of 4.62 was ranked 30 in a group of 30 countries.Even though Switzerland topped the 30 country group, its BPI was 7.81 which is far from perfect score of 10 and hence can be treated as half filled sheet in an otherwise full notepad.I do not have the entire list of participant countries but India's counterpart in this survey are China and Russia.
Complete Story

Monday, September 25, 2006

Pot pourri

arz kiya hain

khirki se dekha to sarak par koi nahin tha
khirki se dekha to sarak par koi nahin dekha
sarak par jakar dekha to khirki par koi nahin tha

khudi ko kar buland itna
khudi ko kar buland itna
ki khuda bande se pooche
bata kaunse gym jaata hain?

Simplicity is the one of the most complex things to understand nowadays

Guys with average intelligence,average looks, average education, average persona,average alertness & average sapience can still get rich
provided they marry the only daughter of a millionare.

when u put ur foot in someone's shoe, make sure that his feet is out of it.
In case u put both ur feet in someone's shoe, run as fast as u can before the person realises where are his shoes.



PS : this post will not make any sense to you .Reading it by you is purly coincidental and will have relation to me if I am found dead(read "killed by you")

Wednesday, September 13, 2006

Lagey Raho munna bhai


To say the least, movie with a string of social messages encapsulated in class jokes.(basically an object oriented movie)
The movie is a sequel of Munnabhai MBBS and as in the prequel begins with a hilarious kidnapping . The movie revolves around Munna bhai(sanjay dutt) who is a underworld kingpin of mumbai and is known for kidnapping/getting disputed properties cleared etc. and he is in love with a Radio Jockey(balan) .To meet her he cheats a competition and gets a chance to meet her live in her program. On enquiring about his profession, he lies that he is a professor and thus start the fun. In the typical mumbaiya ishtyle, he is tells about gandhiji's theories and ideas. He is invited to RJ's house to give a lecture to her dad and her dad's friends which he gladly agrees. He studies about gandhiji for about 3 days continuously and by fourth day he starts seeing gandhiji infront of him. He is able to talk to him,see him & seek his advice on various topics.The fun multiplies when he starts giving Gandhiji's advice to people who are in trouble.For ex, he tells a guy to smile at the person when he spits paan on his door and clean in front of him, he tells a retiered teacher to remove all his clothes in front of the officer who had been asking for bribe to hand him his pension and so on ... The movie has a hilarious character circuit(arshad warsi) who is simply amazing . The movie is full of jokes and situational comedy but it also has a message for each one of us. It makes us remember the true values of Gandhiji which are there only in texts . It sends a signal that Gandhiji's values and philosphy can still do wonders . The music is not very popular but is good to hear . The direction,script and screenplay are great and you don't think outside the movie even once while sitting in the theatre.

In all a must watch family movie

chal mamu bole to apun ab kalti marta hain

Tuesday, September 05, 2006

Hobby and retierment

Humans grow, go to school , then to college, the illiterate ones for still higher education and finally they land up at some place which is like a cage, which has 3 1/2 walls enclosed,has an opening to enter but no way to exit,which claims that it develops you in more than dimension and that the more you are inside, the higher you will go . Yeah, it is also called as office cubicle by some people. For next 25-35 years we spend our time in these enclosures until we are old enough to do any good to our company and this is the time we are tagged as retiered and we are signedoff. We will be given the tag of "Retiered" . This is the time in our life when we ourselves after all the years of working that " we are no good to anyone anymomre" Add to it the age factor and the reduced ability to risk/try out new ventures. This all compound and graduallys we will lose faith in ourselves our strengths , our USPs . The orotund performance of yester years will seem like a dream , something that ne'er happened.

The one of the challenge before republic of India is "How to utilise this vast pool of talented and experience People ?"
Right now the retiered people constitute some 7% of total population. But in another 10 years this figure is expected to touch 14%.This is huge number and also an business oppurtunity with vast potential. If we are able to tap this great source to contribute to the Indian GDP, we will be



1) using the prodigious experience of these learned people which they had gained after all the years of working.


2) able to develop products which will be more sophisticated and error tolerant using the dextrity of these guys.


3) instilling a feeling of importance & contribution in them.



But the obvious question that arises is "how can we use experience of these people which is so varied to everone's benefit?"
One filed I can think f right away where these experienced people be employed is Teaching . These can be used to provide case studies from there working lives to teach future professionals what all should be expected by them in working environment and how to tackle situations that may arise.
Infact, the more I think about this idea, the more facinated I become. The Knowledge bank that can be generated will be one of valuable possession for the entire mankind.

But for those who are not getting retiered so soon, it will be a better idea to develop a hobby. Working on something for not earning a livelihood but still being passionate is one of the toughest thing to do but it is worth doing it. For you need to know something to work upon once you retire . It could be teaching , gardening, socialising, working for some NGO / social cause . The list is endless but the message is " Cultivate something in you which you can reap after you retire." Even if you have a handsome amount of money and you need not work for rest of your life, you still need to keep yourself occupied to keep your body ,sould and mind healthy and smart. And this is one of the easiest way to be so.

tata

Monday, July 10, 2006

Rich Dad Poor Dad - Robert Kiyosaki

A better name for this book could have been " Money lessons for dummies"

I heard about this book from a colleague and I just happened to stumble upon this book on a roadside bookseller.But when I started I was like a child glued to cartoon network .
I just could not part from the book(until a felt asleep with the book in my hand and my eyes/mouth wide open) This book is author's story on how he and his friend learn ways to make money(legally) from friend's father. Robert's dad is a teacher by profession and like many of us considers going after money too cheap. As a result he ends up paying most of his salary to govt as taxes and levies. He is an educated man but a financial illiterate(refered to as Poor dad). Robert's friend Michael's dad is a business man . A school dropout but a person who has studied life and its rules(Rich Dad). He teaches both of these guys some of the basic rules which many of us know but ne'er bothered to understand them. A simple thing is when we get our first pay cheque, most of us will go to buy a new car/bigger house/clothes and in most of such cases we will end up getting this on loans from bank. This will thus become a permamnent means of cash outflow from our pay cheque.On top of it we will be paying taxes/maintainence charges which will make us even more poorer than we were before we had got this thing.The next time we get a hike, we sell our old car and get a bigger better car,ofcourse again on loan. This continues and he tags this condition as RAT RACE. People running in morning to there office because they are so much dependent on there sole source of income that they can't afford to lose it. They do not know how to pay for there credit card dues incase they do not get a month's salary. And frankly speaking I am one of these guys who would be spending every single peny without realising its worth before it become too late.
A quote I remembered " When money comes it comes along with the greed and stupidity. But when it goes it slaps you right on your face"

The author advices the readers to use the money to create money and then use the created money to get you worldly comforts.He mentions that you should now your profession in and out to identify an oppurtunity and get benefitted from it. But you need not rush to get rich. Understand the market(in whatever domain you are), analyse the condition , observe the movements and only when you feel confident start investing. And always start small. The author retiered from his full time employment at the age of 47. That does not mean he is not doing anything . But he is out of the RAT RACE for long and is pursuing what he wants to do.

On a whole a must to have book if you want to learn about practicality of life and do not want to die while paying taxes to government only. The book can be termed as bible of present times. Something you can refer to whenever you find yourself in a strange kind of situation.

Thanks to my friend who told me about this book

chalo

Monday, May 22, 2006

Feeling low

hey,

another long time since Tendulkar made a good score and I updated my blog .But I have been feeling too lowly to write anything or to make anyone around me happy.Sinec my sis's wedding, I have been in kinda devdas mood with one or two spike of humour. I dont know what has triggered this change in me or when /how will I be able to get over it .But it is true.I am in one of the most deadliest mood i ever had . To give you an idea, if I speak to someone for 5 min., I will start using derivatives of sister and mother adjectives.So to avoid any embarassment due to this, I am keeping my mouth shut and replying only in yes or no or in small sentences (that were taught to us in school at the time of correcting our grammars). This is making my parents worried as to what is going wrong or what is bothering me.
I have tried to tell them that nothing is wrong .. ok whatever is wrong they dont have to do anything with it and they should not worry for me.I should be able to take care of me by myself. But they still think of me as a lollypop loving kid with a loose belt and messy hairs and free flowing nose.

Things were not smooth at my personal (I mean really personal)end. I was talking to a girl and had realised that I had ne'er talked to any other girl the way I am talking to her. The thing I liked most about her was her simplicity and honesty. I had known few girls with whom i was friend but she was what to say different? The thing that attaracted towards her was that she was very much similar to me and had no air at all. But Before I could tell her about my feelings towards her, I came to know that she was getting married.Now the dillema is she is too simple and soft hearted that I am pretty sure she wont even listen to my crap and I fear that the friendship that we have amy even die out.

This is keeping me a bit offbeat and am keeping my parents guessing which is saddest part.
Will try to be more cheerful than I was last week and less of devdas types

chalo
njoy

Thursday, April 06, 2006

Most daring animals of our planets

hey,

If you are an animal planet enthusiast , then you would definetly be able to answer this one.Which is the most daring animal on this earth.An animal which has immense courage,heart of a battle tank,confidence of George Bush and arrogance of Saddam.


No it is not Lion nor tiger nor crocodile nor hippopotamus( I swear I had typed the correct spelling of this in first attempt) .Na baba not monkey also(always thinking about our ancestors)

Well it is our own Cow.Yes dude the one that belogs to bovine family which has 4 legs ,1 tail and two horns.Hey no tongue twisting ..let me explain.

See it is very simple.Once you go out on delhi roads, you will find nothing but different kind of vehicles ,different shapes colour,different models,different brands exhausting whopping amount of smoke , blowing all sounds in the name of horn and driving recklessly.Each driver has a photo of shumacher in his car which is agarbattied before he fastens his seat belt and hits the pedal. Everyone on delhi roads is driving as people racing in F1 race.No one stops for people who want to cross roads.With blaring horns we cross pedestrains.Slowing down is a strict violation of model code of driving conduct.



In such a scenario think of a cow sitting pretty on road side adjacent to divider munching whatever she had sometime back,giving a damn to all the vehicles racing towards her.The look on her face resembles closely to that a lady sitting in her drawing room watching her favourite bahu fighting back to her saas's blitzkrieg or to that of a young lad alone at home and watching FTV. The calm on her face can easily challenge the models coming in face wash/cream advertisements. With thousands of vehicles running towards you every minute , you really need to have the guts of blue whale in you to remain seated at your place and enjoy your meal.Or walking across the roads at your leisure when the traffic is coming at great speed with there horns snarling at them.They remain unperturbed and cross the road at there will(much like our politicians by the scams that come)
That is why dude the most daring animal of our planet is COW.
adios

Monday, April 03, 2006

Potato maniac

potato potato everywhere no parantha to make
potato potato everywhere what a day to go
potato potato everywhere in all the dishes i eat
potato potato everywhere in the tea i made
potato potato everywhere in my dreams when i sleep
potato potato everywhere in the aish movies I see

well enough of this crapy piece of jumbled up words which I will be from now on be referring to as poem(wud have loved to call a masterpeice instead but thing is I still love my life).This is a reflection of what I am facing in my life.I in love with potato just like cricket enthusiast loved maninder singh when he got out on Duck and india lost to pakistan, like Mr. LN Mittal being loved in Luxemburg,like MJ being loved by kids in US, like the model in love with the designer whose clothes fell loose on the ramp,like a guy who had put all his saving and provident fund on a superbowl racer who got a puncture in the homestretch , like the lizard who has just fallen in ur soup.

You must be wondering what is going wrong here .Well incase u have heard of Navratras , u will be aware of this phenomena .I am not gonna explain this.If u are really interested about it u can call me and ask .

But I can surely tell you that by the time this thing will be over(which I am glad to tell will be in another couple of days) I would be like a person who has been on an isolated island for a few years and haven't ate any cooked food.The first thing I am planning to do is to order a plate of cholle bhatture .But looking on the brighter side,
1) it helps you realise that whatever you eat everyday has a deep impact on you.no matter how much u crib eating it, you are gonna miss it once you stop having it
2) It gives you confidence that you can control your urge to eat whatever you feel like and builds self confidence
3) It makes you feel like a potato which in itself is a wonderful feeling.you feel lite and ready to be peeled off.You feel that you are the universal ingredient of all the side dishes we make in India.You can go with paneer, matar,cabbage,spinach,pulses and even rajma ( believe me I was asked once "Bhaiya rajma main aaloo kitne dalun?" by my cook).But this ofcourse after the next couple of days.
4) And most importantly, after the staying close to potato you start loving Inzy.Well aloo aloo bhai bhai :).Infact all those who read are already aloo of my eye

chalo time to go now have potato weekend :)

Here are some of the punch lines which I could not understand

hutch - wherever u go our network .. but then how will i talk if your network follows me and not accopanies me
bajaj Discoverer - discover the jadoo -- works only in dhooop (remember the jadoo of Koi mil gaya fame)

Tuesday, March 14, 2006

Day off in office

Hey,

After a long time, I am able to find sometime for myself in office.It has been a hectic month throughout with releases and more releases, scenarios and more scenarios coming my way for testing .I was as free as Mr Amitabh Bachan in his hay days but now I am as busy as Mr Amitabh bachan wud be currently (:)). Past month was of not much happening except for things which were pulling me from my isolation.There were vibes going around which were a precursor to more vibrant things.I hope I have conquered them and for now there is absolute calm everywhere.

That is for the crap. I had watched movie Taxi 9211 starring John abraham and nana Patekar and in a short sweet role Priyanka chopra :)
The entire movie was a good entertainer with events resulting in confusion which becomes grim in the course of time but settle down (just as expected) before people leave the movie theatre.But the best part of the movie was when My fair lady hits the screen and from there the movie is a altogther a different story.But on the whole it is a good family movie.

Last few days I have been hearing about the Placement news coming from different B schools in India and as always I am amazed by the amount of money that is offered.I think it is time when I should be making a bold decison of my life.Decision whether I shud be doing an MBA or not.In case the answer to this question comes as yes , then I need to pull my socks (if I am wearing them.. why are they always loose?) and start .

I am listening one of my fav songs

Aaj phir jeene ki tamanna hain
aaj phir marne ka irada hain

this song has such an effect that can pull me from my death bed and I can start humming this song.

Happened to watch the Australia-South Africa cricket match.Scorecard

This was the most scoring match in the history of One Day cricket .This match at best can be described as a nightmare for the bowlers and no bowler would have liked to bowl in this match. If you guys had seen any of India's match's highlights that used to come on Doordarshan at 11:00 PM , you would remember they would be showing only 4s and 6s and the wickets .Well this match can be categorised as an extended Highlights.Because in this match you will only find 4s 6s and wicket.There were hardly 5 overs which went for 6 runs or less. It was bonanza for cricket fans all across the world.People would have declined to watch aishwarya's movie for this match and would not have regretted(because they would have watched it after the match)

Today there is also Holi celebration in office and as always I dont feel to celebrate holi.So I am in a kinda confused state as to what shall I do.
Good thing is that they wud be serving some snacks and in this weather if you get hot pakoras, it is the best you can ask for.

chalo
tata

Monday, February 27, 2006

Importance of meeting

Hey,

It was a little cold in delhi today due to overcast and i don't remember seeing sun today. Being a weekend, I was late to get out of my bed .BTW cut this crap.This entry is dedicated to listing how important meeting have a role to play in our lives.
We all would have attended meeting at our workplaces either official or unofficial. and more often than less, we would have tagged them as a simple waste of our time .But here are some of the points which most of us ignore about meeting which make them all the more important in our lives(not just work).

1. Meetings are the place wheer you can sit back, relax and don't do anything right in front of your boss.This is one spot where you do exactly as your boss does for the rest of the day.'Feel like Boss'
2. Meetings gives you a chance to think on all the topics which you would otherwise wouldn't even have dreamt of .I remember once discussing door knobs in a meeting.Meetings help you get insight on such wide and ravishing topics like "How to change stepney of your car!","Managing demands of your kidz!". It is a source of immense learning and you can become a true master if you are sincere & regular towards meeting.
3. Meetings are a battle grounds for deciding whats new, whats hot and whats next place to be for your team lunch/party/dinner/outing.People contribute with there personal experience about various restaurants,food joints,cuisines etc.All these places that are discussed are the most expensive places of the town and you will never prefer to host your party there.
4. Meetings are another place where you can gossip about your colleagues(as if you don't do this at your work stations.)But no matter how m,uch you gossip there is always a scope of some more
5. I presonally prefer to utilise my meeting for introspection.For ex., in my last meeting, when one of the guy was detailing the group about his findings on some issue of image conversion and I was looking at the carpet, I noticed that my shoes have got cushions which can be added or removed to adjust size.You see I have been wearing them for last two years anf had it not been this meeting I would ne'er had came to know about this thing.

Chalo i will stop balbbering now and will go to sleep .Subah meeting main jaana hain.On a second thought , I can sleep in meeting as well (provided you are not seen by anyone and you don't snore )

Monday, February 20, 2006

Nothing is certain but death and Taxes

Hey,

It is end of financial year time for the world's greatest democracy and people of the service class are running after tax consultant to make there annual savings to save some tax.Here are some quotes of famous personalities who have suffered like u and me at the hands of IT.

Certainity?In this world nothing is certain but death and Taxes - Benjamin Franklin

The Only difference betwen taxman and taxidermist is that The taxidermist leaves the skin - Mark twain

When there is income tax, the just man will pay more and teh unjust man wil pay less on the same income - Plato

The Point to remember is that what the goverment gives it must first take away - John Coleman

Taxes Grow without rain - Jewish Proverb

There is no such thing as good Taxes - Winston Churchill

The only thing common in different kind of taxes at different places is suffering - HEHE

What u buy and pay is price ;what u pay without buying is Tax - HEHE



that is from my side .. i''m currently in the process of calculating what i wil be getting in the name of salary .. whther it qualitfies for the min transaction amount of my bank .I will also be reading a book "How to manage life without salary" by sant nirasaram bapu

adios

Thursday, February 09, 2006

Life as it is ...(a thought)

Hey ,

Long time since i have scribbled something here. I have been planning to write about lot of things that have been happening in and around me but just could not .Not that I have been busy like the PM of my country but I was simply not able to write down my thoughts on paper. I wud always thought of updating my blog on saturday night but by the time I reach to my computer at home, I got so tired that I just could not thought of writing anything . I will login, access this URL and shutdown the system.

Ever since I had started working and moved out of delhi ,I have been trying to find out a solution to a puzzle called life. I tried reading books which provide an insight to life and way to live it ideally, talking/listening to people who have grown up doing the same, observing things(which are in zone of direct reference for me) changing also those that are not. Looking for signs which are meant for me( which are a way for God to communicate with me) , listening to my soul .

But the more I try to find out about life, the more entangled it gets.At best I can summarize life is "It is a mess and we all are in it.Each one of us has to clean up his share of the mess before it is too late and life bids us farewell"

But coming back to the original question, what exactly is life? how can u define it? what is that makes us different .. different from other organisms, other human beings ,other individuals that you find in your workplace/road/bus etc.? and finally how important is money for this life and how much money is sufficient to earn so that one need not worry for rest of your life?so that you can concentrate on other spiritual and social stuff for the betterment of you and your lovings' lives. And ofcourse the ultimate truth of life , something no one can evade, our destiny , the great unification of soul in the large soul pool of this universe,better known as death.


Life starts much before we come to this world as a new born.Once we are born, we start interacting with people, using all kinds of way possible(even before we learn to speak, we are able to communicate our needs).As time passes, we grow up and so does our needs.We mature, understand people around us, understand the rules that society has laid around us, recognise our requirements, judge things happening around us ,try to accumulate things which we feel will give us pleasure in life, knit a web of people we like around us ( so that we feel secure and happy). When we start working, we feel great.It seems to be a whole new world for us. With steel in our heart to take on the world, we start on our careerpath. We give our heart and soul for the job we do.To climb up the heirarchy ladder we spent sleepless nights in office, work even when at home , stop visiting our friends and relatives and much more .We consider being in office party as cool and the reciprocate we feel when we end up spending the entire weekend at home with our family. Our efforts at office are rewarded.We get bonus,pay hike, higher job rank and sometimes even a chance to go abroad and earn more. This makes us put more effort in the responsibility assigned to us. We decide that we can spare sometime from our personal time and devote more time on our jobs.Since, god has made only 24 hrs in a day and we want more time for our work related activities and this comes from our time we had marked to spend with our family.The time that we had reserved for having dinner with them, for talking with them, asking them how they are doing, what's going on around them, what is the new thing they have witnessed etc ...But all these things remain in our heart.We end up storing so much in our heart that it becomes a burden for us to carry.People say you are a kid when they hear talking to ur parents about new jeans u have bought. But these so called kiddish things actually brings u closer. Even when the physical distance is astronomical, talking to your parents and discussing them wht u cooked yesterday will leave a feeling that can be described in words.

Oh BTW,with the higher sal cheque that u get , u keep on accumulating things u like more and feel that they will bring more happiness to your life.An expensive camera phone,a laptop, a hi-fi music system with 32 cd changer, a plasma tv and so on.But by now we are totally isolated.You don't visit your relatives nor does they do.You don't have many friendz left whom you are talking to .Your entire circle of known people shrinks to you and at the most your spouse.Now you are a happy man with your small family and a good job.But for a second just assume that you come to know that you will die in about 1 week.All your plans for future,about a bigger house,a better car,the new cell phone in the market and meeting with the clients, no longer seem to carry the weightage they had been so far. When you look back, what you see is just a mad rush, an endless sprint to catch one thing after another .On your way we stepped on lot of people,pushed our colleagues and grabbed whatever we could and tagged it as our achievement.But now, with your extinction in sight, these so-called achievements are no longer a source of joy for you.Now the question arises how can man achieve eternal happiness?Sorry dude, I am still not aware of this and am myself searching for it.In case I am able to find it out in this life, i will post it.

One thing I would like to mention is that we fail to understand we were alive in this world when we didnt had these luxury things and infact we were more happy. Everynight, we would be waiting for father to return home from office.We will run to him and grab his briefcase.We will chat about how the school was and what we learned today. We will have dinner together and then the bedtime story before we fell asleep all satisfied(dreaming that one day we will grow up and go to office like dad and be happy as he is).


As far as the money is concerned, it is a good thing.But alongwith it comes greed and jealousy which is the root for all the other problems.Money is required for you to live, to help others but the urge to get richer then others just to feel better or to show them that you are more well off spawns all the problems.Money is useless without us.It do not have any value ,it can't grow like a tree, it can't walk like animals, it can't be eaten.All the value it has got is because we have given it so much of importance for all the wrong reasons.(I must admit I am one among you).To tell you an example.when I was a student, a salary of 10k pm was my dream salary and I thought I would be happy if I geta job that will help me earn this amount.Now, I may be earning twice or three times or probably more than my dream salary but still I am not able to feel that sense of achievement in myself.

All I can summarize (from whatever I have come to know) is Life is sweet,cute,beautiful,at times sad but at the same time short.So try to enjoy it to the max as if there is no tomorrow. Work hard for your success but not at the cost of your loved ones.This reminds me of a person who used to say"I can get a better job but not a better family".The idea is not to demotivate you from your work but we need to strike a balance to get a life which we can remember , which others can remember and which can be a source of happiness to others.

adios